Investment Glossary

    Dubai property and investment terms explained for buyers and owners.

    Aumra insight
    Investment Glossary

    LTV Ratio in Dubai: Loan-to-Value Explained for Property Buyers

    Understanding Loan-to-Value (LTV) ratio is essential for Dubai property buyers. Learn how LTV affects your mortgage, down payment requirements, and buying power.

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    Aumra insight
    Investment Glossary

    Joint Ownership of Property in Dubai: Complete Guide

    Learn how joint ownership works in Dubai real estate, including legal frameworks, co-ownership structures, and key considerations for shared property investments.

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    Aumra insight
    Investment Glossary

    Is There Capital Gains Tax in Dubai? Property Tax Guide

    Discover Dubai's tax landscape, including its zero capital gains tax policy on property, and compare it with other global markets.

    6 min readRead
    Aumra insight
    Investment Glossary

    What Is a Property Management Fee?

    Understand property management fees in Dubai: typical rates (5-15% of rent), included services, and when to hire a manager for your investment.

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    Investment Glossary

    DEWA Deposit in Dubai: Amounts, Refund, Transfer and Cancellation

    The DEWA security deposit is AED 2,000 for an apartment, AED 4,000 for a villa and AED 10,000 for commercial premises. Here is how to pay it, move it to a new address, close the account and get the money back.

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    Investment Glossary

    What Is a Post-Handover Payment Plan?

    Discover post-handover payment plans in Dubai: how they work, structures, benefits for buyers, and leading developers offering them. Invest smarter.

    4 min readRead
    Aumra insight
    Investment Glossary

    What Is Property Flipping? Dubai Real Estate

    Discover property flipping in Dubai: definition, legalities, costs (DLD fees, renovations), taxes (no capital gains!), and when it's profitable.

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    Aumra insight
    Investment Glossary

    What Is Real Estate Broker Commission in Dubai?

    Learn about real estate broker commission in Dubai: standard rates, who pays, negotiation tips, and RERA regulations for sales & rentals.

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    Investment Glossary

    What Is a Snag List? Property Inspection Terms

    Discover what a snag list is in Dubai real estate, common defects, how to conduct an inspection, and developer obligations for rectification.

    6 min readRead
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    Investment Glossary

    What Is a Trakheesi Permit in Dubai?

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    Aumra insight
    Investment Glossary

    What Is Dubai REST App? Property Services Explained

    Discover the Dubai REST app: your essential guide to managing property transactions and services in Dubai digitally. Learn its features, how to use it, and its benefits.

    6 min readRead
    Aumra insight
    Investment Glossary

    What Is Mortgage Pre-Approval in Dubai?

    Discover the essential guide to mortgage pre-approval in Dubai. Learn its definition, the step-by-step process, required documents, validity, and how it empowers buyers.

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    Aumra insight
    Investment Glossary

    What Is a Building Completion Certificate?

    Discover the critical role of a Building Completion Certificate in Dubai's real estate. Learn its definition, who issues it, when it's needed

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    Investment Glossary

    What Is a Community Master Plan?

    Discover what a community master plan is, how it shapes Dubai real estate values, its key elements, and examples like Downtown Dubai and Palm Jumeirah.

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    Aumra insight
    Investment Glossary

    What Is the UAE Golden Visa? Complete Guide

    Discover the UAE Golden Visa: eligibility for property investors (AED 2M+), benefits, application, and recent changes. Aumra helps you invest.

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    Aumra insight
    Investment Glossary

    Power of Attorney in Dubai Real Estate Explained

    Discover the essential role of a Power of Attorney (POA) in Dubai real estate. Learn about types, how to get one, attestation steps, and key limitations.

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    Investment Glossary

    What Is Musataha Right in UAE Real Estate?

    Discover Musataha Right in UAE real estate: what it is, how it differs from Usufruct, typical terms, and its usage in Dubai's dynamic property market.

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    Investment Glossary

    What Is Strata Title? Dubai Property Ownership

    Demystify strata title in Dubai! Learn what it means for shared property ownership, common areas, and owner associations in apartment buildings.

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    Investment Glossary

    What Is Usufruct Right in Dubai Real Estate?

    Discover Usufruct Right in Dubai real estate: its definition, key differences from freehold, typical terms, and where it applies for investors.

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    Aumra insight
    Investment Glossary

    What Is a Developer Guarantee in Dubai?

    A developer guarantee in Dubai is a legally binding commitment from a property developer to rectify defects in new constructions within a specified timeframe.

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    Aumra insight
    Investment Glossary

    What Is Handover Date in Off-Plan Property?

    Understand 'handover date' in off-plan property: what it means, the process, potential delays, compensation rules, and your buyer obligations.

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    Investment Glossary

    What Is a Sinking Fund in Real Estate?

    Discover what a sinking fund is in real estate, its importance for Dubai property owners, and how it secures your investment.

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    Investment Glossary

    What Are Service Charges in Dubai Real Estate?

    Understand Dubai real estate service charges: how they're calculated, what's included, average rates, and RERA regulations for informed property investment.

    6 min readRead
    Aumra insight
    Investment Glossary

    What Is ROI in Real Estate? Return on Investment Explained

    Understand Return on Investment (ROI) in Dubai real estate. Learn how to calculate property ROI, factors influencing it in Dubai, and what returns to expect.

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    Investment Glossary

    What Is Capital Appreciation in Real Estate?

    Capital appreciation in real estate is the increase in a property's value over time. Learn factors affecting it in Dubai, historical trends, and how to maximize it.

    6 min readRead
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    Investment Glossary

    What Is Rental Yield? How to Calculate Property Returns

    Learn what rental yield is, how to calculate gross and net yields with Dubai examples, average yields across different property types, and benchmarks for success.

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    Aumra insight
    Investment Glossary

    What Is Oqood? Dubai Off-Plan Registration

    Demystify Oqood, Dubai's off-plan property registration system. Learn its importance for buyers, how it differs from a title deed, and the step-by-step registration process to safeguard your investment in Dubai's real estate market.

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    Aumra insight
    Investment Glossary

    What Is a Title Deed in Dubai?

    Discover what a title deed is in Dubai, how it's issued by the DLD, verification methods, the Oqood system for off-plan properties, and the rise of digital title deeds.

    6 min readRead
    Aumra insight
    Investment Glossary

    What Is an Escrow Account in Real Estate?

    Discover the crucial role of escrow accounts in real estate, learn how they protect buyers, and understand RERA regulations in Dubai's dynamic property market.

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    Investment Glossary

    What Is a NOC in Dubai Real Estate?

    Discover what a No Objection Certificate (NOC) is in Dubai real estate, when it's essential, how to obtain it, its fees, and processing times.

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    Investment Glossary

    What Is Ejari? Dubai Rental Registration System

    Ejari is Dubai's mandatory rental registration system, crucial for legal protection, dispute resolution, and accessing essential services for tenants and landlords. Learn the process, fees, and requirements.

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    Investment Glossary

    What Is DLD? Dubai Land Department Explained

    Understand the Dubai Land Department (DLD): its vital role in regulating Dubai's real estate, property registration, fees, and market security.

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    Investment Glossary

    What Is RERA? Dubai Real Estate Regulation Explained

    Discover RERA's vital role in Dubai's real estate. Learn about regulations, escrow accounts, broker licensing, rental laws, and buyer protection.

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    Aumra insight
    Investment Glossary

    What Is Leasehold Property? Dubai Real Estate Terms

    Understand leasehold property in Dubai: typical terms, renewal, key differences from freehold, and investment implications. Discover how Aumra can guide your real estate decisions.

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    Aumra insight
    Investment Glossary

    What Is Freehold Property? Dubai Ownership Explained

    Dive into Dubai's freehold property ownership. Understand rights, where foreigners can own, & how it compares to leasehold for informed investment.

    7 min readRead
    Aumra insight
    Investment Glossary

    What Is Off-Plan Property? Definition & Guide

    Discover what off-plan property means in Dubai, how it works, its advantages and risks, and key considerations for investors. Aumra’s guide.

    5 min readRead