Dubai property with a payment plan
615 projects in our live catalogue are sold on a published developer payment plan, from construction-linked schedules to post-handover instalments that run for years after you take the keys.
A payment plan is a decision about cash flow, not price. Stretching instalments past handover lets rent start covering the schedule, which changes the real cost of holding the asset far more than a two percent discount would.
Projects selling on a payment plan now
- Oceana by Reportage Properties, from AED 521,521.993
- Verdana III by Reportage Properties, Dubai Investments Park, from AED 544,807.002
- Verdana IV by Reportage Properties, Dubai Investments Park, from AED 559,906.008
- Azizi Milan by Azizi, City Of Arabia, from AED 738,000.003
- Binghatti Etherea by Binghatti, JVC (Jumeirah Village Circle), from AED 765,998.996
- Binghatti Sky Terraces by Binghatti, Motor City, from AED 780,998.992
- Binghatti Wraith by Binghatti, Al Jaddaf, from AED 807,998.991
- Binghatti HillCrest by Binghatti, Arjan, from AED 808,999.013
- Azizi Leily by Azizi, Al Jaddaf, from AED 828,999.999
- Serenz by Danube, JVC (Jumeirah Village Circle), from AED 933,299.99
- Azizi Arian by Azizi, Jebel Ali Freezone Extension, from AED 973,999.994
- The Woods Abode at Sobha Sanctuary by Sobha, The Valley, from AED 998,851.985
How a 10/90 plan works
Ten percent on booking, the balance at handover. It keeps your capital free during construction, and the developer prices it accordingly. Compare the headline price against a standard construction-linked plan on the same unit.
Post-handover instalments
Where a plan runs one to five years past handover, rent from the completed unit can service part of the schedule. That is the closest thing to leverage without a mortgage.
Plans are negotiable
Published plans are a starting point. On slower-selling phases developers will restructure the schedule or absorb the DLD fee rather than cut the price.
Common questions
What is a post-handover payment plan in Dubai?
A post-handover plan lets you keep paying instalments after the property is delivered, typically over one to five years. You take possession, and can rent the unit out, while still paying the developer.
Do payment plans cost more than paying in full?
Developer payment plans in Dubai are interest free, but the headline price on a long post-handover plan is usually higher than the price on a cash or 40/60 plan. We compare both on the same unit before recommending one.