Appreciation
Al Andalus · Jumeirah Golf Estates
15.2%CAGR on capital valueArea median 10.2%
This unit
Area median
Entry 2023 at AED 891 per sqft, AED 1,350 per sqft today.
Low apartment densityGated golf community15% below valuation
Your financial freedom starts here
Own a piece of Dubai.
Earn in dirhams. Live tax-free.
RERA-licensed advisory for global buyers. Zero buyer commission on off-plan.
RERA 59035 · For elevated thinking
Take the first step
Pulkit Ganjoo · Founder & CEO
RERA 59035 · See this week's 3 top deals
Included with your request
Our 14 page study, Dubai Residential Outlook 2026 to 2035.
12 investors booked this week · Next slot this week
The window is open now
The biggest correction in the Dubai property market has arrivedand smart money is moving here now, before the best deals and payment plans disappear.
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Off-market units under our care
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Average discount to market price
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Allocations expiring within 7 days
Figures from our live off-market inventory, refreshed as listings move.
Start with almost nothing down
0% down payment projects1% monthly payment plansPost-handover payment plans
We hold access to a small set of these. Tell us your budget and we'll tell you which ones fit.
What you're really buying
The years ahead, paid for in dirhams.
A view, a yield and a 10-year visa, held in a currency that hasn't moved against the dollar since 1997.
Income for later
The 60 year old you will thank youfor one decision taken today.
One property, bought now. Tenants pay the rent, you keep it, no tax on it in Dubai. The only thing you cannot buy back later is the compounding you skipped. Set your age below and see it play out.
I'm in my 40s
I can put in
These figures assume an off-plan purchase, you pay in instalments while it's being built, so the return on the cash you actually put in is higher than buying a ready unit.
Step 1 · You put in
₹1,99,93,750
The price of one apartment, AED 875,000.
Step 2 · Tenants pay you
₹1,16,630 a month
AED 5K a month
Tax-free, from the first tenant. Dubai rents have risen about 3% a year, so by 60 that's about ₹1,76,414 a month.
Step 3 · At 60 you have
₹3.9 Cr flat
AED 1.7M
Plus ₹2.6 Cr of rent already collected along the way, and you still own the flat.
What you'd have, age 45 to 60
Flat value Rent collected
₹2 Cr
45
₹3.2 Cr
50
₹4.7 Cr
55
₹6.5 Cr
60
You start with ₹2 Cr. By 60 the flat alone is worth about ₹3.9 Cr, and you've already banked ₹2.6 Cr in rent on top of it.
Why off-plan · same AED 1M property, 10 years
Off-plan
4.9x
back on the AED 232K cash you put in
Ready
1.9x
back on the AED 584K cash you put in
Assumes off-plan bought 5% below the ready price with a 20% booking payment, ready bought at market with a 50% mortgage, 5% price growth and 7% yield for both, DLD 4%, agency and travel costs on the ready purchase only.
Waiting one more year costs you about ₹23.0 L: ₹14.0 L of rent you don't collect, plus roughly ₹9.0 L more to buy the same unit a year later.
Rent paid to you every month, tax-free
Tenants in Dubai usually pay a year upfront. The dirham is pegged to the dollar, so the money keeps its value.
A 10-year visa for the whole family
Buy AED 2M or more and you can sponsor your spouse, children and parents. Renewable, and not tied to a job.
You own it outright, and can pass it on
The title deed is in your name, forever. It keeps paying after you stop working, and it goes to your family later.
Show me units that fit this
Simple illustration, not a forecast. Assumes 4.5% capital growth, 7% net rental yield and 3% rent growth a year, before purchase costs, service charges and any mortgage. Actual results vary.
Beyond your first apartment
Two things investors ask us for next
Set up your Dubai company with your first property
Most of our investors pair the two: a trade licence, residency visa and AED bank account alongside the purchase. One point of contact for all of it, we handle the paperwork while you pick the property.
Commercial real estate, on request
Offices, retail and full floors, where a lot of the smart money is flowing right now. Higher yields and longer leases than residential. We don't list these publicly; tell us your ticket size and we'll show you what's available.
Back-tested
The signal, tested with our own capital
Two units bought on the same signals the engine now scores, held and measured against DLD area medians for the same communities.
Yield
East 40 · Al Furjan
10.1%Gross rental yieldArea median 6.2%
This unit
Area median
AED 785K entry, AED 79K annual rent achieved.
≈ ₹ 17,937,250 entry · ₹ 1,805,150 annual rent
Growth corridorMetro and POI density15% below valuation
Two units are not a track record. They are validation that the signal is real, and the reason the engine exists, to find it at scale rather than one deal at a time.
Figures from held-position purchase records and DLD-published area medians. Individual results vary by community, tower and unit.
Why India is moving to Dubai
Indians are the #1 buyers of Dubai property.Again. And it isn't a coincidence.
A three-hour flight. A dollar-pegged currency. Zero income tax, a 10-year Golden Visa, and rental yields most Indian cities can't match. The wealth migration isn't a trend, it's a generational hedge.
#1
Nationality buying Dubai real estate
~30%
INR weakened vs AED over the last decade
0%
Income & capital gains tax on Dubai rentals
The simple comparison
₹5 crore in a 7.5% fixed deposit is worth about ₹10.31 Cr in ten years. The same money in a Dubai 2BR, rent collected, price growth, and the rupee's slide included, comes to about ₹16.13 Cr.
That's roughly ₹5.82 Cr more, and the Dubai income arrives monthly and untaxed instead of being locked in until maturity.
Generational wealth, denominated in dirhams
The rupee weakens structurally. A dirham-denominated, dollar-pegged asset earning 7–9% net rental yield doesn't just diversify, it compounds tax-free in a stable currency. Pass it to your children with Golden Visa sponsorship attached.
Retirement, redesigned
AED 2M of property unlocks a 10-year Golden Visa, renewable. The rental income covers Dubai living costs. World-class healthcare, safety, no language barrier, and a short flight home, the most practical second-home retirement plan an Indian family can build today.
Sources: DLD nationality reports, RBI INR/AED reference rates. Figures are directional and reviewed each quarter by our advisory team.
Talk to a senior advisor
One conversation. One senior advisor. Hundreds of Indian families guided.
While the headlines panic, the smart money is buying
Dubai's first real correction in years just arrived.Most people will read about it. A few will own it.
"Buy when others are fearful" is easy to say, hard to do. We make it easy. Below: the stacked offers we're tracking right now, on top of the correction in entry prices.
DLD fee waivers
Save 4% on registration. Tracked across 60+ active launches.
Free service charges
Up to 10 years waived. Pure yield uplift from day one.
Furniture packages
Fully fitted units. Move in, list on Airbnb day one.
0% commission to you
Developer pays us. You pay zero brokerage.
Stack two or three of these and you're walking in with AED 100K+ already in your pocket. That's before the unit appreciates.
Why investors trust us
RERA 59035
Licensed brokerage
DLD Approved
Dubai Land Dept.
Zero Buyer Commission
On off-plan
Golden Visa Support
10-year residency
5 Languages
EN · AR · RU · ZH · FR
No-Spam Promise
Your data stays private
How it works
From your first message to keys in hand
Six simple steps. We hand-hold you through every one, no pressure, no surprises, no money ever sitting with us.
- 1
Share your brief
Fill a 60-second form. Tell us your budget, timeline and what you're after, a studio, 1-bed, 2-bed, villa, townhouse or luxury penthouse.
- 2
Discovery call
A licensed advisor calls you within 4 business hours. We dig into your requirements, run the numbers and map what is realistic against your budget and goals.
- 3
Curated shortlist
We hand-pick 3 to 5 units or projects that match your brief. Each option comes with yield projections, payment plans and developer history.
- 4
Meet the developer or owner
For off-plan, we set up a direct call with the developer's sales team. For ready and secondary units, we connect you with the owner. We sit on the call with you.
- 5
Book from anywhere
Off-plan units can be reserved from anywhere with a simple bank transfer, no travel required. Every payment goes directly into the developer's official escrow account.
- 6
Complete the setup
Mortgage assistance for ready units. Golden Visa guidance, subject to your profile and property value. End-to-end paperwork. We stay with you until the keys are in your hand.
How we keep the process clean
You never transfer money to us
Every dirham moves directly into the developer or seller escrow account. Aumra never holds your funds.
Proper paperwork, every time
RERA contracts, DLD registration, Form F where applicable. No shortcuts, no side deals, no surprises.
One advisor, start to finish
The same advisor who answers your first call walks you through booking, handover and beyond. You're never passed around.
RERA-licensed and DLD-approved
ONKAR REAL ESTATE L.L.C. · RERA 59035. Regulated brokerage in the Emirate of Dubai.
Mortgages available on ready units. Golden Visa support subject to eligibility and property value.
7–9%
Avg. rental yield
~15%
Capital growth p.a.
1,800+
Projects analysed
Zero
Hidden fees
Private client research
Dubai Residential Outlook 2026 to 2035
One city. Different markets.
39,999
Known units in the transparent project-timing sample.
2026-29
Where most visible catalogue completions currently sit.
+38%
Population growth in our planning scenario, not an official forecast.
14 pages, prepared for private clients. Included with every advisory request below. We share it once your request is in, alongside the deals that fit you.
Speak with the founder
Pick your slot with Pulkit
A focused 15-min call, no pitch deck, no group demo. If slots are full, a senior advisor will come back to you within 24 hours with 2–3 live deals that fit.
Pulkit Ganjoo · Founder & CEO
RERA 59035 · Book a 15-min call or hear back within 24 hrs
Sourcing across Dubai's leading developers
DAMAC
Sobha
Binghatti
Beyond
Object 1
BnW
DAMAC
Sobha
Binghatti
Beyond
Object 1
BnW
Mortgage rates from 3.75%, access to 20+ UAE banks
ABOUT YOUR ADVISOR
Pulkit Ganjoo
Founder & CEO
RERA-licensed broker. 25+ years in Dubai as a resident, 15 as an investor, with average gains of 165% across 3 properties and 8.5% gross rental yield at age 34. Previously built and scaled a MENA venture to $100M+ ARR, generating close to half a billion dollars over a decade and raising $25M+ from institutional investors. Engineering bachelor's plus a dual master's from top-10 global universities, with a data-science background. That same lens now powers Aumra's AI matching and qualification engine.
RERA Licensed15 yrs InvestorEx-Founder $100M+ ARRData & AI
RERA 59035 · DLD Approved · Aumra